Throughout the festive season we tend to make a lot more purchases online than we would do at other times of the year. Criminals take advantage of this spike in online traffic by launching a range of different scams to con us out of money or steal our personal details.
It’s important to remember that fraudsters don’t care if they ruin your Christmas- they will go to any lengths necessary to get what they want. Your identity and personal information is extremely valuable to criminals. If they can get hold of your name, address, phone number or banking details, they can use this information to steal your identity and commit fraud.
It’s always worth being mindful that authentic retailers will only ask you to make payment by card or using services such as PayPal. If you're asked to make a money transfer, or to “wire” funds then alarm bells should be ringing.
You should always research sellers before you make a purchase and never directly transfer funds, even if an item is “low stock” or it's the “only way to guarantee delivery”. Fraudsters love money transfers so it's advisable that you stick to recommended payment methods.
Sometimes scammers can claim that you need to send payments upfront to cover “taxes” or “processing”. They can be very convincing so be wary of their attempts to create a sense of urgency to prompt you into action.
To protect yourself from being scammed this Christmas:
MetaPhish provides a powerful defence against phishing and ransomware attacks by training employees how to identify and respond appropriately to these threats. Get in touch for further information on how we can help protect your business.