With more people expected to shop online this year due to the Coronavirus pandemic, cybercriminals have ramped up their scams ahead of Black Friday and Cyber Monday.
Lockdown restrictions have forced many retailers to close the doors of their physical shops, meaning many Black Friday deals will only be available online. This has created the perfect environment for criminals to launch scams, phishing attacks, and other malicious activities.
Black Friday is a major shopping event that originated in the United States but has since grown in popularity in the UK. It falls on November 27 this year, but many retailers have already started launching early deals to entice customers to start spending.
The amount of money spent over this cyber weekend is escalating year on year, and last year in the UK, shoppers spent a staggering £2.5billion, an increase of 3.4% on the previous year.
Cybercriminals follow the money and this weekend of crazed spending provides them with the perfect opportunity to scam a large number of people. According to Barclays, nearly a quarter of 18-34-year-olds have fallen for a Black Friday scam in the past five years and shoppers lose on average £661 after falling victim to such frauds.
With attacks becoming more sophisticated, shoppers need to be extra cautious when looking for the latest bargains online. Below are 10 Cyber Safety tips to keep you safe online this Black Friday and Cyber Monday:
10 Cyber Safety tips to keep you safe online this Black Friday and Cyber Monday
1. Watch out for fake websites
This is one of the most popular ways criminals will try to
trick shoppers into falling for their Black Friday and Cyber Monday scams. The
fraudsters will clone websites to dupe consumers into thinking they are
shopping on a legitimate site. The website may appear almost identical to the
real site; however, subtle changes can indicate that all is not as it seems.
A web address that ends in.co.uk may be changed to a .org,
images may be pixilated, functions on the site may not work properly and the
content will often be sub-standard. It’s always worth double- checking the
address of a site to confirm its authenticity.
2. Only use secure sites
Before entering any information into a website, you should always check that the site is safe and secure. The first step is to hover your mouse over the URL and check the validity of the web address. You should look for a padlock symbol in the address bar and check that the URL begins with a ‘https://’ or ‘shttp://’. The ‘S’ indicates the web address has been encrypted and secured with an SSL certificate. Without HTTPS, any data passed on the site is insecure and could be intercepted by criminal third parties.
3. Use a credit card for shopping online
When possible, it’s always best to use a credit card when shopping online as it offers additional protection over other forms of payment. If a fraudulent purchase is made on your credit card, there’s a good chance your bank will reimburse you straight away. However, if a criminal steals your debit card details, they can clear out your personal account and it can be more difficult to reclaim the money.
4. Beware of phishing emails
Phishing is one of the most popular ways for criminals to steal your personal information and there is always a massive increase in these types of scams on Black Friday and Cyber Monday. The speed, convenience and high return on investment makes phishing one of the easiest ways for cybercriminals to steal your personal data without you even knowing.
As Cyber Monday
approaches, be wary of any emails offering cash prizes or last-minute deals.
These emails are designed to trick shoppers into clicking on a link which may
appear to come from a well-known retailer. Trust your gut if you think there’s
something not right about the email and delete it immediately.
5. Avoid deals that are too good to be true
Black Friday and Cyber Monday feature lots of legitimate
deals offered by trusted and reputable retailers. However, cybercriminals know
we’ll be scouring the web for the cheapest deals and they take advantage of
this by slipping in lots of fake offers.
Be wary of any emails, pop-ups, or posts on social media promising rock bottom prices. Clicking on the link could bring you straight to a phishing site or you may end up downloading malware onto your device. It can be hard to distinguish between a real bargain and a fake so it’s best to do your research to find out if the site is credible or go directly to a brand’s website to determine if the deal is real. It’s always worth remembering that if an offer seems too good to be true, it usually is!
6. Use strong passwords
You’ll have heard it a million times, but creating
a strong password really is one of the easiest ways you can protect
yourself from being hacked online. With so many passwords to remember, it can
be tempting to use the same password for multiple accounts, however, this puts
you at great risk of having your data stolen. If hackers can work out just one
of your passwords, whether it’s a Facebook account or online banking details,
they can potentially access every single account you have.
It’s always best to use a unique username and password for separate online accounts so that in the unfortunate event of being phished, the attackers won’t have access to your other online accounts. A great way to create a longer and more complex password is to use a passphrase. A passphrase is a sentence like string of words that is memorable to you but difficult for anyone else to crack. The first letter of each word will form the basis of your password and letters can be substituted with numbers and symbols to make it even more secure.
7. Watch out for social media scams
Social media scams are rife on Black Friday and Cyber Monday. The crooks know that people are going online to specifically look for deals, so they make it as easy as they can for shoppers to fall for their online scams. Facebook and Twitter tend to be the favoured choice for these malicious posts and criminals will ask shoppers to like and share their posts, so they’re boosted to the top of news feeds and reach a wider audience.
Users tend to be more trusting on social media and it’s often more difficult to determine if a link is malicious than it would be on a more traditional platform.
8. Avoid Public Wi-Fi to go shopping
Using public Wi-Fi to search for the best Black Friday and
Cyber Monday deals could open you up to a range of security risks.
Wi-Fi requires no authentication to establish a network connection,
allowing fraudsters direct access to any unsecured devices on the same open
network. This enables hackers to steal valuable information such as login
passwords, credit card info and other personal and financial details.
Unsecured Wi-Fi networks can also be used to spread malware
allowing criminals unrestricted access to everything on your device. This
information can in turn be used to commit identity
fraud, or the information can be sold on to criminal third parties.
9. Ensure all your software is up to date
Before going online to shop about for the hottest deals, you should make sure that all your security software is up to date. This will prevent cybercriminals from gaining access to your computer through vulnerabilities in older and outdated systems. The installation of anti-virus software will also help detect threats on your computer and block unauthorised users from gaining access.
10. Monitor bank statements for fraudulent activity
It’s always worth keeping a close eye on bank statements to make sure there are no unusual transactions on your account. Criminals know that during Black Friday and Cyber Monday there will be lots of online activity, so they hope that any unusual debits from your account will go undetected. Typically, the crooks will make a few initial debits for smaller amounts then go in for a larger amount which could clean out your bank account.